0000270174 00000 n 0000241564 00000 n 0000256367 00000 n , 0000256318 00000 n There, enter your budgeted amount for each category in Projected. Expenses could be based on past spending habits you gather from account statements or your spending tracker. 0000240142 00000 n (-%Z( ZJ) RRES ) RREPEPEPES ) RQ@EPEPEPEPIE -Q@Q@Q@Q@Q@Q@QL(((EPE QE QE QE QE QE- QE0 (Q@E%- QE Explain your reasoning. 0000260568 00000 n ( Budgets can help you manage your finances daily, monthly, and over the long term. ( 0000278684 00000 n Are You Ready to Open a Child Care Business? 0000059243 00000 n 0000261543 00000 n `sw@@ a> Q( X@:Mz-AG/nz9Q$x9AD,\tX>o ,hL 0000175079 00000 n If you ponder the reason for the difference, you may find it was due to inflation, big trips, or you just underestimated your gas usage. )( ZJ(((J(i( 0000280064 00000 n ( 0000040690 00000 n If your income is more than your expenses, congratulationsyou have money to stash in your savings. 0000274504 00000 n For example, you might not spend money on coffee or alcohol. ( Carla has a monthly net income of $450. Be sure to include automatic-pay bills, such as credit cards, utilities, or rent. Quality Practices for Early Care and Education, OngoingTraining and Continuing Education. 0000168839 00000 n To do this, divide the expense amount of a category by the total amount of monthly income, then multiply by 100 to get the percentage. 0000274027 00000 n 0000283076 00000 n 0000050263 00000 n -A way of keeping track of your monthly expenses, How to calculate Average Monthly Expenditure, Vary from month to month, includes food, utility bills, entertainment, pocket (spending) money, Do not vary from month to month such as car payments, mortgage, and fixed budget utility plans, Paid once a year such as taxes or insurance but you need to set aside money each month to cover the cost of these. WebApril: $1,345 May: $1,256, Find the average monthly expenditure. 0000249034 00000 n 0000261737 00000 n There are several easy ways to calculate average monthly expenses. J(((( ( (( )( ( )(%-% QE %Q@RPEPIE QE QERJZ`QE QE -PE RQ@EPIK@-% PE RRIK@E%- QEZ(( ( Once you have filled out each section, you can 0000266902 00000 n 0000297429 00000 n 0000257580 00000 n ( 0000244401 00000 n The Crossword Solver found 30 answers to "monthly expense", 3 letters crossword clue. 0000246802 00000 n If you want to save money for a specific goal, you may need to pay yourself first with even $5 or $10 into a savings account to ensure money goes toward your goal every montheven if that means eating out less or spending less on groceries. WebMonthly bills Think of these as expenses youve committed to pay every month. 0000289661 00000 n 0000259160 00000 n 0000245976 00000 n 0000242810 00000 n 0000290542 00000 n 0000252626 00000 n 0000249651 00000 n Reviewing income and expenses a month at a time is a manageable solution for many people. 0000300102 00000 n ( (-% RREPEPEPIE -Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@QL((((EPKE QE QE QE QE RE QE QK@Q@Q@)h (QE)h it has unique challenges that are like a video game! ((( J ( ( Before you use it, make a copy first: A step-by-step guide to making a budget can offer more details, including what to do if you receive variable incomes from gig or freelance work. 0000243287 00000 n ((((Z( ( ( ( ( ( ( ( ( ( ( ( ( ( ((((( J( WebSection 3-1 Average Monthly Expenditures Reference the Chart to the right: What is the average amount spent on gasoline from July to September? 0000237333 00000 n 0000286410 00000 n ( Assume variables represent positive numbers. 0000281265 00000 n 0000280884 00000 n 0000275918 00000 n Some are required, while others, like a streaming service, might be optional, discretionary expenses. 0000306346 00000 n 0000245031 00000 n 0000285815 00000 n 0000303376 00000 n 0000286458 00000 n 0000263132 00000 n Take the sum of monthly expenditures and divide by the number of months. Explain your reasoning. Do not enter any numbers into the worksheet cells tinted with pink, blue, or greenthose cells contain formulas that shouldnt be altered. 0000301325 00000 n 0000288501 00000 n 0000293659 00000 n Fun, Practical, EDITABLE! 0000243683 00000 n 0000301221 00000 n 0000301540 00000 n 0000293246 00000 n 0000259950 00000 n 6 0 obj At months end, review the amounts you entered for each tab and enter what you actually spent. Ensure youre only entering amounts not already deducted from your paycheck. 0000257899 00000 n endstream 0000273354 00000 n 0000244593 00000 n 0000248607 00000 n oZ(R+zl=pzG1z/#[1:NU '_38#mAE*;Hg:(J-eCA1A9%;T]G)Q3Fhh9+IMs!~IVNUi,tz3''3)t{m{w4hb: |^Et 0000262277 00000 n (QH 0000304986 00000 n Use positive rational exponents to rewrite each expression. ( ( ( ( ( (Z((Z((((((( J)i( ( ( (((( It also comes in an EDITABLE form so you can make changes if you want to. ( It works well as a bellwork assignment for more upper-level classes.What's Included:-1 page assignment-1 page answer key, Your students will love learning about the elements of a personal budget during your economics lessons with this engaging, no prep reading and writing activity! 0000266104 00000 n In the Total Take-Home Pay, youll see your projected net income. by. 50 x resources in 11 lesson packs. 0000249699 00000 n 0000271296 00000 n 0000252304 00000 n 0000289161 00000 n 0000304511 00000 n $4.00. 0000258114 00000 n ( (((AEP1h ( )i)h ( (h )i)h ( (h( Z( 0000275547 00000 n Plus, its so easy to use that you can even leave it for sub plans!The objective of this activity is for students to be able to identify the elements of a personal budget (income, expenditures, and savin. (J(hL Z)(IE -PIE QE QE RQ@E% RQ@E% QIE -PIE -%PEPE% RQ@E% Q@RPIE -PIE -PIE -%PEPEPEPE RQ@E% RQ@Q@Q@Q@PIE -%PEPEPE RQ@IE QE QE QE QE QE QE QIE -PIE QE U(QE QEZ))h ( ( (( ( 0000239957 00000 n Webb. (Q@ Z( ( June: $978 July: $1,165 August: $1,049 September: $1,154 October: $986 and more. 0000277166 00000 n 0000299081 00000 n 0000295983 00000 n Students are asked to give advice on where a person could save more money and analyze grocery lists, gas payments, monthly expenditures, paycheck deductions and work, A macroeconomic worksheet on Gross Domestic Product requiring students to: 0000290726 00000 n 0000298898 00000 n 0000268680 00000 n >> /Font << /TT1 10 0 R >> /XObject << /Im1 7 0 R >> >> %&'()*456789:CDEFGHIJSTUVWXYZcdefghijstuvwxyz <> 0000253234 00000 n ( CCAoA is proud to support military families during Month of the Military Child (#MOMC) and all year-round with our fee assistance and respite care programs. 0000247961 00000 n ( ( 0000304333 00000 n 0000266573 00000 n 0000284357 00000 n 0000253088 00000 n ( (((( (h ( )h 0000183905 00000 n ( 0000286359 00000 n 6_9vJZU~AK*OZn d tGC";\>%qW]3le+!hire40S*Lc-acl]f&|gy>),$s?Ur#[V?1c\}E%>L{,Rh J9`tyQE3hKjT 0000300524 00000 n 0000242469 00000 n 433 0 obj <> endobj ( ( Step 2) If the amount budgeted is larger, you spent less. 0000286816 00000 n 0000293897 00000 n (E%- QE ( JZ(((( 0000293947 00000 n ZJZ ( )i)h (QEZ(Q@(bE QE RREPEPE QE QE QE QE QE QE QE -Q@Q@Q@-%- QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QI@Q@Q@Q@Q@Q@PEPEPEPIE QE QE RQE QE QI@Q@%PE QE RQE QE% )- Bank Accounts, Tax, Debt, Budgeting! ( J(ERQL( Z( 0000305350 00000 n (()h ( Z ( ( )h ( 0000240190 00000 n 0000303683 00000 n 0000253185 00000 n 0000299333 00000 n 0000296418 00000 n 0000277343 00000 n 0000255372 00000 n 0000284408 00000 n ( Feel free to add or delete categories based on your spending priorities and lifestyle. 0000252102 00000 n 0000255852 00000 n 0000048844 00000 n ( 0000272972 00000 n hbbd```b``y 0000290134 00000 n (E%- QE QE QE - QE RQ@E%- QE PIK@Q@Q@E% RRKIE - QE QE RQ@E% QE -PIE -PE QE QE QE QE RQ@E% RQ@E% RQ@E% Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@PIE -PIE -%PEPEPEPEPEPEPE% RQ@E% RQ@Q@Q@QE( ( ( (-( (QE QE 0000241515 00000 n Set the duration to 3 months. ZJ(h(( Z))hQE RQ@E% RQ@Q@Q@-% RQ@E% RQ@E% RQ@Q@Q@PIE -PQE RQ@ Z)(()(hJ(h 0000024195 00000 n 0000268034 00000 n ( 0000262228 00000 n ( E%Z( 0000239389 00000 n How Do I Make Extra Payments on My Loans? ( 0000275968 00000 n ( 0000266154 00000 n (((( ( Z JZ((Z( ( ( ( ( ( Z J)h J)h J)h( ( ( ( ( ( ( (( J( PERSONAL FINANCE // Escape The Room Jeopardy! 0000243987 00000 n 0000297529 00000 n 0000240716 00000 n 0000254061 00000 n 0000283455 00000 n 0000237096 00000 n 0000240844 00000 n Explore our diversity, equity and inclusion resources to learn more about the past, present and future of child care as it relates to DEI for all children, families and providers. 0000269802 00000 n Monthly Payment Formula: Amount Borrowed r(1 + r)t ((1 + r)t1) 5. 0000059055 00000 n (ZJ ( ))h( (QEJ( 0000302795 00000 n )( ( EPEPKIE -Q@Q@E%- QE RRIK@-%- RRKIK@E%- - RRIK@E%- - RRIK@-%Z(JZ ( Z))h JZ ( Z)( ZJZ Z))hh(ii((E QE QE QE PE QE RREPIE -Q@( 0000273127 00000 n This monthly budget spreadsheet provides a detailed list of categories, including a main category for children, pets, business expenses, vacation, etc. 0000244838 00000 n ( ( 0000244733 00000 n 0000303580 00000 n 0000283918 00000 n JZJ ( J( 0000297170 00000 n ( What can you conclude? 0000259063 00000 n 0000264801 00000 n 0000274977 00000 n The Landry's records for September, October, and November show that their expenditures totaled $2,567.05, $2,678.16, and $2,781.57, respectively. 0000250409 00000 n 0000026089 00000 n ( 0000302184 00000 n 0000272313 00000 n 0000241914 00000 n 0000256594 00000 n (-PEPE QE QE QKE QE QE Q@Q@Q@Q@PRE QE QE QE QE QE QE QE QE QE QE QE %PQKI@Q@Q@Q@%- QE QE PQE QE RPEPIKE %Q@Q@%Q@Q@ !J\\8R&i/'e9hZ :]\Jhh!}qw>l 0000249602 00000 n 0000242908 00000 n 0000255901 00000 n 0000273912 00000 n Good Debt vs. Bad Debt: What's the Difference? 0000251899 00000 n 0000286765 00000 n 0000259788 00000 n %PDF-1.3 ( J)h J( (JZ )i() QEZ( ( 0000296581 00000 n 1. Keep your emergency savings in a bank account paying higher interest rates. Try to guess how much money is spent in each category per month. Initial questions simply require basic algebra but increase in difficulty, requiring comprehension skills as students progress through them. In general, is abequaltoab\sqrt { a } - \sqrt { b } \text { equal to } \sqrt { a - b }abequaltoab? 0000047357 00000 n QE0 QE0J(h( Z))hh( Z( 4F8m+TR\VQ#$o 7,FOpYX0S'2(ji %K/d )( Z)( Z)( Z)( )i( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( (J(hJ(i( ( % d. Square Roots and Division Is 1004equalto1004\frac { \sqrt { 100 } } { \sqrt { 4 } } \text { equal to } \sqrt { \frac { 100 } { 4 } }4100equalto4100 In general, is abequaltoab\frac { \sqrt { a } } { \sqrt { b } } \text { equal to } \sqrt { \frac { a } { b } }baequaltoba? Jim Miller had the following monthly expenses: September: $1,540 October: $1,899 November: $1,756 December: $2,244 What is his 0000244176 00000 n (-PEP0Z ( ( ( ( Youll gain insights into how youre spending and saving money. )((((( ( J ( )( 0000243780 00000 n 0000289428 00000 n 0000267518 00000 n 0000278297 00000 n 5 0 obj 0000294366 00000 n a. (((aEPKIK@Q@(aEPE QE QE- QE QE QK@ KE QE QE QKE QE QE QE QE QE QE QE QE QE QE QE QE QE QE %PQKI@Q@Q@%- QE QE QE % QE QE QE QE QE % QE QEJ)i( ( (((( If you get into the habit of using a budget worksheet, you may notice that you spend less and save more. 0000280609 00000 n 0000274129 00000 n 0000179050 00000 n Following these steps gives you a worksheet you can edit. 0000257368 00000 n ( 0000247016 00000 n 0000286023 00000 n Debt.com. Analyzing the data gained through tracking and averaging will help you set up a sustainable budget. 0000300765 00000 n (+E( ( (( (QE QE 0000261329 00000 n Part of the Cre8tive Careers KS5 Resources for Sixth Formers or Year 11 Students on personal finance. 0000239535 00000 n 0000276018 00000 n 0000239908 00000 n 0000255707 00000 n ( 0000244545 00000 n stream 0000255036 00000 n 0000291432 00000 n 5. JZJ ( ))i( ( (QE QE %Q@Q@Q@QL@QE QE QE0 J(AIE QE% QE Q@RPEPE% QE% -%PEPEEPIE -Q@Q@E%- PQ@EPIK@-%- PQ@KIK@E%- - QE -Q@-%- JZ )i((h )i(( ( Z( 0000237753 00000 n ( 0000274876 00000 n 0000274340 00000 n 0000285051 00000 n ( 0000257629 00000 n 0 Budgeting can increase your overall wealth through: A financial cushion can help prevent debt from building up or unexpected expenses from wiping out your reliable spend-and-save habits. 0000259901 00000 n The Overall Class Average for each Test (Test #1, #2, & #3) 6. 0000258741 00000 n 0000260924 00000 n 0000024578 00000 n 0000283621 00000 n 0000261378 00000 n 0000269753 00000 n ZJ(h (QEJZ ( )i( Z( KEY TERMS & TOPICS IN THIS GAME-->Expenditure, income, essential expenses, entrepreneurs, fixed expenses, credit vs debit, and more! Approximate Game Length: 10-15 minutes This game is a macro-enabled PowerPoint slide show. 0000265918 00000 n (J(h ( Z)((h(( Z))h J(h ( )i( Z)(( (i(J(hJ(hJ(hJ(hJ(h (JZ ( )i(( ( 0000281625 00000 n ( 0000241215 00000 n 0000270496 00000 n 0000258535 00000 n , 0000284540 00000 n ( ZJ((((((( 0000268940 00000 n Identify which component of ove, Help your students practice labeling and analyzing the Circular Flow Model with these graphic organizers and assessments. 0000276450 00000 n 0000049728 00000 n 0000269087 00000 n 0000268892 00000 n 0000253747 00000 n 0000296957 00000 n 0000245482 00000 n 0000264065 00000 n (()h ( Z ( ( 0000285328 00000 n 0000245796 00000 n The animation and game elements will not work in Google Slides. 0000305769 00000 n Her articles have also been published by CNN Money, U.S. News & World Report, and Bankrate, among others. 0000238350 00000 n ( ( ( You can divide in Excel using a formula such as =1500/12 . 0000249845 00000 n ( 0000283186 00000 n 0000282423 00000 n 0000237145 00000 n 0000275107 00000 n Catalyzing Growth: Using Data to Change Child Care. QE QE -( (QE QE Download and copy The Balances Spending Tracker Worksheet and Monthly Budget Income and Expenses Calculator. ( 0000247558 00000 n 0000290494 00000 n )( ( ( (J(i(*QE QE RREPKIE -Q@Q@E%- QE - RRKIE --% QE - RRIK@E% PQ@KIE --6JZ Z)(JZ Z)((h(@-PQ@E% RQ@EPEPKIE -PIE -PIE -PE QE QIE -PIE -PIE -PEPE RQ@E&h (J(h( )QE% -E%Z)( (% RQ@E% RQ@IE QE QIE -PIE QE RQ@E% QE QE% -PQE QI@E% QE QE QIE -%PEPEPE% Q@Q@Q@Q@Q@( ( ( Z))h ( ( Z))h (h Z))h Z(JZ Z)( ZZm- - RQ@KIE --% RRIE --% RQ@KIE -PQ@E% RREPIE J(h( Z)( Z)(I3@E% RQ@E% RQ@Q@PIE -PIE0 0000268302 00000 n 0000025865 00000 n 0000172969 00000 n 0000300388 00000 n 0000255597 00000 n Take the opportunity to analyze your spending habits. 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